Interestingly, if the customer pays later, if the customer does not take the initiative to complete the payment afterwards, the amount of Huabei and borrowing will not be deducted to form a loan bill. Alipay customer service said that late Whatsapp Database payment and default will not be credited by the central bank, but it will affect the sesame score. That is to say, this is a "credit payment" product launched by Ant Group by virtue of its own credit system Whatsapp Database binding force. From the perspective of binding force and product pricing, it is all aimed at a loan customer group that is deeper than Huabei.
In fact, in addition to late payment, the following also organizes various collections of customer acquisition and live customer play methods launched by Ant Group on the basis of core lending businesses such as Huabei and Zhubei, which are only for Whatsapp Database reference by practitioners. 1. Disguised "reserve fund" "Pay later" means buy now and pay later. Previously, Sesame Credit had launched a “live first, pay later” credit rights service, Whatsapp Database requiring users to score more than 600 Sesame points. However, this "late payment" has higher requirements on user qualifications. Only users with a sesame score equal to or higher than 700 points can enjoy it, and only one late payment account can be opened under one ID card information.
According to reports, the usage scenario of late payment is when users use Alipay to scan or pay with a payment code, and all payment channels Whatsapp Database are unavailable and manual selection of each bank card fails to pay successfully. Each user can enjoy 5 times, according to the credit score limit of 200 yuan/500 yuan each time, 0 fee for the whole process, and the number of times of use can be restored after active payment or system deduction is Whatsapp Database successful. That is to say, as long as the user repays on time, the function can be used repeatedly. The customer service said that the user limit is 200 yuan or 500 yuan each time, which is based on the system display. In general, the higher the sesame score, the greater the possibility of a higher quota.